British schools to inform parents of overweight children
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British schools to inform parents of overweight children

Tuesday, August 5, 2008

Starting in September, British schools will inform parents of their child’s weight in an attempt to deal with the growing issue of obesity, according to an announcement by the Department of Health (DoH).

Nearly 23% of children aged 4-5 are overweight or obese, with that figure growing to nearly 32% for children aged 10-11. Standard procedures in schools involve weighing and measuring children in schools to determine their body mass index (BMI). The information is passed on to the National Health Service (NHS) to determine the extent of obesity in the area.

Parents will soon be sent a letter of their child’s weight, including advice on what to do if the child is overweight. However, government ministers have ruled that “offensive” language, such as “obese” or “fat” will not be allowed to be used in the letters, with words such as “overweight” being used instead.

The letters will provide useful information to parents, such as the problems caused by obesity like diabetes, and how to overcome these problems. Research has shown that parents often do not realise their child is overweight, and the letters will be a “wake-up call” to them.

“We have to get the balance right between being a nanny state and a neglectful state,” said Will Cavendish, the director of health and wellbeing at the DoH.

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Mortgage Rates Some Bad Credit Home Mortgage Considerations

By Raul Crasmin

With the current financial crisis already fast waning into history, financial experts predict a rise in the demand for different types of mortgage loans. However, more so for bad credit mortgage loans since the downturn has left many families in enormous debts and even liquidation. To be frank, even before the current financial crisis, several people already had bad credit, convincing several lenders to provide bad credit mortgage. However, people should know just how much their bad credit affects them.

Bad credit brings about difficult financial situations and lead people to become distressed and apply for bad credit mortgage loans. People failing to deal with their commitments properly like not paying monthly utility bill, credit card dues and monthly mortgage payments on time and in some cases not at all may face bad credit problem. Bad credit also leads to lower credit score. Depending on the credit bureau, credit scores in Canada can range from 300 to 900 and is subjective to various factors, like regular payment of mortgages and credit card dues in addition to the odds of a bankruptcy and subsequent foreclosure.

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Bad credit, in any case can lead a person to a financial crisis. People having bad credit will find banks and other lenders rejecting their mortgage and personal loan applications, since these lenders are wary of them and their visible inability to repay on time or at all. A low credit score sends warning signal to lenders that the person they are dealing with is seemingly a high-risk borrower, and should therefore be dealt with more cautiously when compared to a person having higher credit scores. When lenders bend the rules people with bad credit find themselves in trouble with no one to rely on for financial help and ultimately are forced to go through bankruptcy and face foreclosure.

Even if lenders do provide financial help, it’s mostly in the form of a bad credit mortgage loan which can be more expensive with lenders sure to demand higher interest rates, additional fees, and harsher conditions. All these lead to increased monthly payment and more financial problems to affected person. Since bad credit score can lead to making things tough financially, it is in best interest to implement financial austerity measures, like limiting credit card usage, stopping unnecessary purchase and consulting with a mortgage expert, with the aim of meeting repayment schedules and clear all debts.

Many times, people actually have enough income to pay off their debts and come out of the bad credit category however; they are not able to manage the income that they have. In such cases the concerned person should seek help from friends or financial experts that can help you manage your money well. It is recommended to develop your credit scores earlier than getting a mortgage, as it will save you lots of money on interest alone by getting lower interest rate with a higher credit score over the period of the loan. To improve your credit situation, get a copy of your credit report and see precisely what factors are causing your poor credit score. These and more simple steps can help improve your credit scores making you eligible for lower interest rates.

About the Author: Raul is an expert in the field. For more information on Mortgage Rates, and Mortgage Interest Rate Please visit: http://www.ratesupermarket.ca/

Source: isnare.com

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Category:July 15, 2010
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Category:July 15, 2010
? July 14, 2010
July 16, 2010 ?
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Pages in category “July 15, 2010”

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New York governor Spitzer tied to prostitution ring
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New York governor Spitzer tied to prostitution ring

Monday, March 10, 2008

According to a report by The New York Times (The Times), New York Governor Eliot Spitzer informed his senior administration officials on Monday that he was being investigated for using a “high-class” prostitution ring. The Times report cites anonymous officials who work for Spitzer. A law enforcement official who spoke to Associated Press on condition of anonymity stated that a federal wiretap related to a recent investigation revealed that Spitzer paid for prostitutes from an online service under investigation.

ABC News reported that, according to federal officials, the federal investigation into the prostitution ring was initially motivated by money transfers which led agents to believe Governor Spitzer was hiding bribes. Sources familiar with the case spoke to The Washington Post and CNN, and said that Spitzer is identified as “Client 9” in court documents and on a federal wiretap.

In a brief press conference held Monday afternoon, Spitzer apologized to his family and to the public, but did not directly admit or deny involvement in the prostitution ring. “I apologize first and most importantly to my family. I apologize to the public, to whom I promised better. I must now dedicate some time to rededicate my trust to my family,” he said, adding that he “acted in a way that violates his obligation to his family.”

Spitzer did not answer questions from reporters, indicating he would have more to say “in short order.” He did not admit or deny any allegations.

The Times’ report alleges that Gov. Spitzer was a client of the Emperors Club VIP, a high-priced international prostitution ring. Last week, federal investigators arrested four people involved with the operation in and around New York. The investigation utilized undercover work and wiretap recordings at various club locations, including New York and Washington, with the latter allegedly containing Spitzer’s voice.

Reports indicate the governor learned on Friday, March 7, of federal investigators’ discovery of his alleged involvement in the prostitution ring. He informed his top aides on Sunday night before meeting with the rest of his staff Monday, according to The Times. Sources for the Fox News Channel and WCBS-TV in New York report Spitzer could resign and be indicted, in which case the Lieutenant Governor of New York, David Paterson, would become governor.

James Tedisco, the New York State Assembly Republican Minority Leader, says Spitzer should resign and state Republican leadership will initiate impeachment proceedings if the governor fails to step down. “Today’s news that Eliot Spitzer was likely involved with a prostitution ring and his refusal to deny it leads to one inescapable conclusion: he has disgraced his office and the entire state of New York. He should resign his office immediately,” stated Tedisco.

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Htc &Amp; Samsung The Kings Of Unlocked Cell Phones

Unlocked cell phones are the ones that do not have the “lock” software that make them loyal to a network provider. Hence unlocked phones provide users with the freedom to choose their own service provider. There are a wide variety of unlocked phones to choose from such as the Samsung phones or HTC phones which come in a wide variety of cost ranges to choose from. Often users with a cell phone contract have noticed the unbelievable bills they get stuck with at the end of the month.

Having an unlocked cell phone gives users the freedom of choosing a network provider that gives them the cheapest and suitable plan. Users who travel abroad can make the most use of an unlocked phone by using a pay as you go sim card at any location they travel to. These sim cards are much cheaper and do not leave you worrying about the bill. Unlocked Samsung phones or HTC phones not only provide you with a large range to choose from, but also allow you to use your favorite phone with the carrier of your choice.

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Samsung phones are the preferred choice when it comes to buying unlocked phones. Network carriers too are realizing the importance and demand of unlocked cell phones and designing their plans accordingly. Not only are the plans becoming more competitive, they also come with additional benefits that tempt users into shifting. To aid this shift, unlocked phones are a great option.

HTC phones have a high demand rate for users going for a phone that is unlocked. These phones come in a variety of styles and features and can suit all kinds of users. Owners of unlocked phones can also change their handset easily without having to worry about any additional costs they may incur. Now why think twice before getting an unlocked phone?

Article Source: sooperarticles.com/communications-articles/mobile-cell-phones-articles/htc-38-samsung-kings-unlocked-cell-phones-164758.html

About Author:

PhoneSale is one of the most trusted names in the world of unlocked cell phones. They carry a wide selection from all the major brands including Samsung phones and HTC phones all with Free Shipping!Author: Jinesh Cheda

Italian goalkeeper Carlo Cudicini seriously injured in motorcycle accident
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Italian goalkeeper Carlo Cudicini seriously injured in motorcycle accident

Friday, November 13, 2009

Italian goalkeeper Carlo Cudicini has been seriously injured in a motorcycle accident in London. The player, who plays for Tottenham Hotspurs, was involved in a collision with a car at 10:30 GMT. The football club reported that he has fractured his wrists and injured his pelvis.

A spokesperson for the Metropolitan Police released a statement saying “A 36-year-old male suffered injuries described by the London Ambulance Service as possibly life-changing and was taken to Whipps Cross Hospital for further assessment and treatment”. No arrests have been made.

Cudicini crashed his motorcycle into a Ford Fiesta with a female driver and a child passenger. Neither the driver or passenger were injured in the accident.

Cudicini is the son of former AC Milan goalkeeper Fabio Cudicini. During his career he has played for Lazio, AC Milan and Chelsea. He played for Chelsea for 10 years until he was transferred to Tottenham in January. He made one appearance for the Italian national team.

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UK Chancellor of the Exchequer makes 2005 Budget speech
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UK Chancellor of the Exchequer makes 2005 Budget speech

Wednesday, March 16, 2005

The United Kingdom Chancellor of the Exchequer, the Right Honourable Gordon Brown PC MP, in a speech to the British House of Commons today presented his ninth Budget, what is very likely to be his last Budget before the next UK General Election. This opened the parliamentary debate on the 2005 Finance Bill, and was followed by responses from the opposition parties.

In a 48 minute long speech, the Chancellor presented a Budget of “tax cuts that are reasonable, spending that is affordable, and [economic] stability that is paramount”, that was “the prudent course for Britain”. There were few surprises that had not already been indicated in his 2004 pre-Budget report. The increase in the threshold on stamp duty was greater than that forecast by commentators, as was the amount of the Council Tax rebate to households with pensioners.

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Bank of America leads Consumer Financial Protection Bureau complaints about mortgages
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Bank of America leads Consumer Financial Protection Bureau complaints about mortgages

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

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Suprising J Query Flip Animation}

Submitted by: Mobile JQuery

Flipbooks or page flips have become one of the most popular interactive animation shortcuts in web design. They can be easily implemented in Flash, or websites, documents, and your slew of online magazines which are being created and published nearly every day. Use of flipbook or page-flips effects in web design facilitates owners to present their product catalogs, sales brochures, contents and many more in a eye catching and visually effective way. Combining HTML5 and CSS3 one can achieve animations and these can also be created using HTML-CSS and jQuery flipbook plugins, which will render a smoother option.

In this article we have collected 12 Best JQuery Flipbook Plugins for your next online venture, such as a magazine site, or an online shopping site. The following jquery flipbook plugins will make the HTML content and images flip 360 degree and animate them with jQuery and CSS3 transform and rotate. You will probably find these most useful for your portfolio. Enjoy!

1. Turn.js

Turn.js is a JavaScript library that will make your content look like a real book or magazine using all the advantages of HTML5. The web is getting beautiful with new user interfaces based in HTML5; turn.js is the best fit for a magazine, book or catalog based in HTML5. Turn.js is only 15kb, works on mobile & tablet browsers as well and makes use hardware acceleration.

2. Flip Page

This plugin also keeps the page flip effect inside/over the images displayed (that ends up in a 2D-like experience). It makes use of HTML5-CSS3 + hardware acceleration and works also in mobile browsers.

3. Metrojs

Metro JS is a JavaScript plugin for jQuery developed to easily enable Metro interfaces on the web. This release focuses on Live Tiles, the Application Bar and Theming. Its early in the development phase, but all features should work on at least IE7+(Win/WinPhone), Firefox, Chrome, Android, Opera, and Safari(OSX/iOS).

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3. jFlip Plugin

This plugin builds an image gallery made as a book. You can flip the book pages to view the next or previous image clicking or dragging the animated corners shown when hovering on the gallery area.

4. Flip Counte

flipCounter is a jQuery plugin that turns a boring ole number into a big, beautiful analogue display. Count down the days until the apocalypse, make your own debt clock or throw back to the 90s and resurrect the hit-counter.

5. Bookblock

BookBlock is a plugin that can be used for creating booklet-like components that allow a page flip navigation. Any content can be used, such as images or text. The plugin transforms the structure only when needed (i.e. when flipping a page) and uses some overlays as shadow for the pages to create more realism.

6. Flip

Flip is a jQuery plugin that will flip easily your elements in four directions. Flip allows you to define the directions where you want to flip your content, you can also define background color, speed of animation, and it also supports onAnimation and OnEnd animation where animation executed on given time.

7. Booklet

Booklet is probably the plugin with most options in this list as it allows configuring each variable. The JavaScript turning page effect is not that strong as it keeps things within corners (no overflows from the book itself) but works solid. Pages can be turned manually, via keyboard, prev-next links or automatically (autoplay). Each page also has a unique URL (using hashtags). It has support chapters, ca show page numbers and callbacks exist for further interaction.

8. Portfolio Flipping Slide

The slider will change our portfolio images when its flipping, this flipping effect is triggered by user click on the pagination. So when user click a page each of our portfolio images will flipping 360 degree and when its animation near end the image will changed with new image.

9. imBookFlip

imBookFlip plugin can display the book-like content in an iframe or directly on the page. Its pages can be set to turn when manually clicked or as an auto play, sadly, no support for dragging a page. Also, its API allows directly pointing to a desired page.

10. Flippy

Flippy is a lightweight cross-browser jquery flip effect plugin which lets you flip whatever html element you want.

11. QucikFlip2

QuickFlip works by using an animation shortcut that is barely noticeable when flipped quickly (hence the name). This shortcut improves performance while allowing the flip effect to work smoothly with any piece of markup regardless of images, backgrounds or CSS.

12. jQuery Notebook Page Flip Animation

This fancy jQuery Notebook skin uses a jQuery animation plugin called jQuery Booklet Plugin.

About the Author: jQuery Mobile, jQuery Plugins, jQuery Tutorials & more in

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Bird Flu found in Africa
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Bird Flu found in Africa

Wednesday, February 8, 2006

The H5N1 Avian Flu virus, also known as Bird Flu, has been found in Nigeria by Italian scientists. Tests done on samples in a laboratory confirm that the strain is the one that can kill people, although no human cases have been reported said the Paris-based United Nations body. This is the first time is has appeared on the continent.

Reports say tests of the virus closely resemble the virus in Asia. The virus has been discovered in poultry flocks in a large Nigerian farm. “It is the first report of the disease in Africa,” the Paris-based World Organization for Animal Health (OIE) said on Wednesday.

“It’s going to be very difficult to mount an eradication campaign,” said Dr. Alex Thiermann, president of the OIE’s international animal health code, from Paris, France. “With what we have today, it is a highly pathogenic H5N1 – the same, or very closely related to the previous ones,” said Thiermann. He also added, “a full genetic analysis of sample viruses is expected to be completed by late Thursday.”

Maria Zampaglione of the Paris-based OIE said “An outbreak has been detected. A local poultry farm keeping 46,000 birds was affected, of which 42,000 were infected and 40,000 of those, died.” The farm is located in Jaji, which is a village in the northern state of Kaduna.

“The farm is located near the Niger Delta, one of the largest over-wintering areas for wild birds in Africa.” said Thiermann.

Quarantine measures on the control and movement of poultry have been taken, and the farm has been disinfected said Nigerian authorities.

“However, it is too early to say how serious the outbreak is and how big its spread could be,” said Ilaria Capua of the Italian bird flu centre in Padua. “We have to be cautious in evaluating the possible implications of these findings.”

In Rome, Samuel Jutzi, a director of the UN’s Food and Agriculture Organization said, “if the situation in Nigeria gets out of control, it will have a devastating impact on the poultry population in the region. It will seriously damage the livelihoods of millions of people and it will increase the exposure of humans to the virus.”

“When you have 46,000 chickens in a house, usually you have some degree of biocontainment…So these (chickens) are not likely to be the ones to first encounter migratory waterfowl,” Thiermann said.

Wildlife circles have been debating on whether or not wild birds are spreading the virus around the globe. Experts believe they are playing a role but most believe poultry movement, poultry products and poultry manure is the main cause of the spreading of the virus.

“But probably not in this case,” said Thiermann. “While it’s too early to blame the wildlife, it’s very likely to be in an area that’s remote enough that it’s not likely to be associated with international trade.”

OIE spokeswoman Zampiglione also said, “Experts had been fearing an African outbreak for months. The conditions there are more likely to lead to contagion from birds to man.”

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