UK Chancellor of the Exchequer makes 2005 Budget speech
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UK Chancellor of the Exchequer makes 2005 Budget speech

Wednesday, March 16, 2005

The United Kingdom Chancellor of the Exchequer, the Right Honourable Gordon Brown PC MP, in a speech to the British House of Commons today presented his ninth Budget, what is very likely to be his last Budget before the next UK General Election. This opened the parliamentary debate on the 2005 Finance Bill, and was followed by responses from the opposition parties.

In a 48 minute long speech, the Chancellor presented a Budget of “tax cuts that are reasonable, spending that is affordable, and [economic] stability that is paramount”, that was “the prudent course for Britain”. There were few surprises that had not already been indicated in his 2004 pre-Budget report. The increase in the threshold on stamp duty was greater than that forecast by commentators, as was the amount of the Council Tax rebate to households with pensioners.

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Bank of America leads Consumer Financial Protection Bureau complaints about mortgages
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Bank of America leads Consumer Financial Protection Bureau complaints about mortgages

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

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Suprising J Query Flip Animation}

Submitted by: Mobile JQuery

Flipbooks or page flips have become one of the most popular interactive animation shortcuts in web design. They can be easily implemented in Flash, or websites, documents, and your slew of online magazines which are being created and published nearly every day. Use of flipbook or page-flips effects in web design facilitates owners to present their product catalogs, sales brochures, contents and many more in a eye catching and visually effective way. Combining HTML5 and CSS3 one can achieve animations and these can also be created using HTML-CSS and jQuery flipbook plugins, which will render a smoother option.

In this article we have collected 12 Best JQuery Flipbook Plugins for your next online venture, such as a magazine site, or an online shopping site. The following jquery flipbook plugins will make the HTML content and images flip 360 degree and animate them with jQuery and CSS3 transform and rotate. You will probably find these most useful for your portfolio. Enjoy!

1. Turn.js

Turn.js is a JavaScript library that will make your content look like a real book or magazine using all the advantages of HTML5. The web is getting beautiful with new user interfaces based in HTML5; turn.js is the best fit for a magazine, book or catalog based in HTML5. Turn.js is only 15kb, works on mobile & tablet browsers as well and makes use hardware acceleration.

2. Flip Page

This plugin also keeps the page flip effect inside/over the images displayed (that ends up in a 2D-like experience). It makes use of HTML5-CSS3 + hardware acceleration and works also in mobile browsers.

3. Metrojs

Metro JS is a JavaScript plugin for jQuery developed to easily enable Metro interfaces on the web. This release focuses on Live Tiles, the Application Bar and Theming. Its early in the development phase, but all features should work on at least IE7+(Win/WinPhone), Firefox, Chrome, Android, Opera, and Safari(OSX/iOS).

[youtube]http://www.youtube.com/watch?v=zdW7PvGZ0uM[/youtube]

3. jFlip Plugin

This plugin builds an image gallery made as a book. You can flip the book pages to view the next or previous image clicking or dragging the animated corners shown when hovering on the gallery area.

4. Flip Counte

flipCounter is a jQuery plugin that turns a boring ole number into a big, beautiful analogue display. Count down the days until the apocalypse, make your own debt clock or throw back to the 90s and resurrect the hit-counter.

5. Bookblock

BookBlock is a plugin that can be used for creating booklet-like components that allow a page flip navigation. Any content can be used, such as images or text. The plugin transforms the structure only when needed (i.e. when flipping a page) and uses some overlays as shadow for the pages to create more realism.

6. Flip

Flip is a jQuery plugin that will flip easily your elements in four directions. Flip allows you to define the directions where you want to flip your content, you can also define background color, speed of animation, and it also supports onAnimation and OnEnd animation where animation executed on given time.

7. Booklet

Booklet is probably the plugin with most options in this list as it allows configuring each variable. The JavaScript turning page effect is not that strong as it keeps things within corners (no overflows from the book itself) but works solid. Pages can be turned manually, via keyboard, prev-next links or automatically (autoplay). Each page also has a unique URL (using hashtags). It has support chapters, ca show page numbers and callbacks exist for further interaction.

8. Portfolio Flipping Slide

The slider will change our portfolio images when its flipping, this flipping effect is triggered by user click on the pagination. So when user click a page each of our portfolio images will flipping 360 degree and when its animation near end the image will changed with new image.

9. imBookFlip

imBookFlip plugin can display the book-like content in an iframe or directly on the page. Its pages can be set to turn when manually clicked or as an auto play, sadly, no support for dragging a page. Also, its API allows directly pointing to a desired page.

10. Flippy

Flippy is a lightweight cross-browser jquery flip effect plugin which lets you flip whatever html element you want.

11. QucikFlip2

QuickFlip works by using an animation shortcut that is barely noticeable when flipped quickly (hence the name). This shortcut improves performance while allowing the flip effect to work smoothly with any piece of markup regardless of images, backgrounds or CSS.

12. jQuery Notebook Page Flip Animation

This fancy jQuery Notebook skin uses a jQuery animation plugin called jQuery Booklet Plugin.

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Bird Flu found in Africa
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Bird Flu found in Africa

Wednesday, February 8, 2006

The H5N1 Avian Flu virus, also known as Bird Flu, has been found in Nigeria by Italian scientists. Tests done on samples in a laboratory confirm that the strain is the one that can kill people, although no human cases have been reported said the Paris-based United Nations body. This is the first time is has appeared on the continent.

Reports say tests of the virus closely resemble the virus in Asia. The virus has been discovered in poultry flocks in a large Nigerian farm. “It is the first report of the disease in Africa,” the Paris-based World Organization for Animal Health (OIE) said on Wednesday.

“It’s going to be very difficult to mount an eradication campaign,” said Dr. Alex Thiermann, president of the OIE’s international animal health code, from Paris, France. “With what we have today, it is a highly pathogenic H5N1 – the same, or very closely related to the previous ones,” said Thiermann. He also added, “a full genetic analysis of sample viruses is expected to be completed by late Thursday.”

Maria Zampaglione of the Paris-based OIE said “An outbreak has been detected. A local poultry farm keeping 46,000 birds was affected, of which 42,000 were infected and 40,000 of those, died.” The farm is located in Jaji, which is a village in the northern state of Kaduna.

“The farm is located near the Niger Delta, one of the largest over-wintering areas for wild birds in Africa.” said Thiermann.

Quarantine measures on the control and movement of poultry have been taken, and the farm has been disinfected said Nigerian authorities.

“However, it is too early to say how serious the outbreak is and how big its spread could be,” said Ilaria Capua of the Italian bird flu centre in Padua. “We have to be cautious in evaluating the possible implications of these findings.”

In Rome, Samuel Jutzi, a director of the UN’s Food and Agriculture Organization said, “if the situation in Nigeria gets out of control, it will have a devastating impact on the poultry population in the region. It will seriously damage the livelihoods of millions of people and it will increase the exposure of humans to the virus.”

“When you have 46,000 chickens in a house, usually you have some degree of biocontainment…So these (chickens) are not likely to be the ones to first encounter migratory waterfowl,” Thiermann said.

Wildlife circles have been debating on whether or not wild birds are spreading the virus around the globe. Experts believe they are playing a role but most believe poultry movement, poultry products and poultry manure is the main cause of the spreading of the virus.

“But probably not in this case,” said Thiermann. “While it’s too early to blame the wildlife, it’s very likely to be in an area that’s remote enough that it’s not likely to be associated with international trade.”

OIE spokeswoman Zampiglione also said, “Experts had been fearing an African outbreak for months. The conditions there are more likely to lead to contagion from birds to man.”

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Ex-US soldier sentenced to life in prison for Iraqi teen rape, four murders
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Ex-US soldier sentenced to life in prison for Iraqi teen rape, four murders

Saturday, September 5, 2009

A former US soldier has been sentenced to life in prison for raping a teen and murdering her and her family while on active duty in Iraq. The jury failed to reach the unanimous verdict required for the death penalty sought by the prosecution.

[…] if I had never gone to Iraq I would never have got caught up in anything like this

According to testimony given by two soldiers, Steven Dale Green was part of a group who decided they wanted to rape a girl they had seen walking through her village, 14-year-old Abeer Qassim al-Janabi. They walked to her house while disguised as insurgents and separated her from her parents and younger sister.

Green then shot dead Abeer’s family while two other soldiers raped the girl. He then raped her himself while she wept before covering her face with a pillow and fatally shooting her. The gang then covered her naked body with a blanket soaked in kerosene, using a lighter to start a fire before walking 200 yards to a nearby checkpoint where they cooked a meal.

Green had already been discharged from the army when his crimes were discovered. He had previously spoken of a desire to murder Iraqi civilians and his defence argued he should never have been allowed to return to duty. A nurse had decided he would not carry out his desires. A US civilian court tried him, the first such prosecution of a soldier under a law allowing servicemen to be charged with crimes carried out abroad.

The judge described his actions as “unimaginable, unjustified and inexcusable” and sentenced him to five consecutive life sentences without possibility of parole. Four others had already been sentenced. Three are all serving life with parole after ten years, and a fourth who acted as a lookout is serving a 27-month sentence.

It took months for the offences to be discovered, even though Green had quickly confessed to a sergeant. Soldiers speaking to stress counsellors talked of the crimes after the abduction and murders of two other soldiers. When news of the soldiers’ actions broke, insurgents killed several American servicemen in revenge.

The prosecution described Green as “criminal and perverse” while the defence called him a “broken warrior.” Green said he was acting upon orders from former Specialist Paul Cortez, another of the attackers, and told the court “Y’all can act like I’m a psychopath or a sexual predator or whatever. But if I had never gone to Iraq I would never have got caught up in anything like this.”

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Rejuvenate With Juvederm

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You may have heard about treatments similar to Botox, which help to create a more uniform and attractive facial appearance. You may feel unsure about these procedures, or perhaps you simply do not know enough about them. Yet, if you would like to look younger and more refreshed, then these services may interest you. Among them is Juvederm in Chicago, which is a highly effective and preferred treatment.

What Is Juvederm?

[youtube]http://www.youtube.com/watch?v=KgUIbPfhSuo[/youtube]

This is a procedure in which a qualified and trained beautician inserts a safe substance into your skin. This is a gel-based substance that consists of hyaluronic acid, which is a naturally-occurring material found in humans’ skin. It assists in pumping up and hydrating, and adds to an overall improved aesthetic appearance. You can restore the volume you once had with the ease of a tiny injection performed by an experienced medical professional.

Who Uses It?

Juvederm in Chicago is making waves among all types of clients. For instance, those who are aging find it helpful to get these injections because they revitalize the face and perk up their looks. The procedure helps with reducing the evidence of fine lines and wrinkles, making it a popular choice for both men and women. If you have laugh lines, crow’s feet, or other crevasses that you would like to get rid of, this could be the service for you!

Is It Safe?

Of course! A trained and knowledgeable aesthetician would not inject an unsafe substance into their clients. This is a treatment solution that is totally safe and also produces wonderful results. Clients report looking and feeling more renewed and satisfied with their looks. This dermal filler is a great tool that can transform your tired and weary face into one that is smooth and soft.

Enjoy Looking In The Mirror Again

It is no secret that as we get older, we may avoid looking at ourselves in the mirror. This is where a qualified beautician can help! Such a dermal filler can improve your self-esteem, but others will also notice the smoothness and softness that results from this service. By using a natural moisturizer, your wrinkles and fine lines can be a thing of the past. Put away your frown and whip out your confident new smile!

If you are ready to take the next step in a happier, more attractive you, get in touch with a qualified beautician and cosmetic center today.For more information about Juvederm in Chicago, contact The Michael Horne Center for Cosmetic Surgery at https://www.lakeshoreplasticsurgery.com.

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Accidental email brings product placement agency under fire
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Accidental email brings product placement agency under fire

Sunday, September 21, 2008

An email accidentally sent to Jeff Crouse of the Anti-Advertising Agency recently brought the controversial techniques of the advertising firm Kluger Agency under fire.

“I’m writing because we feel you may be a good company to participate in a brand integration campaign within the actual lyrics of one of the worlds most famous recording artists upcoming song/album,” the email read, offering to place Jeff Crouse‘s fake brand, Double Happiness Jeans, into the songs of popular artists. It was posted on his blog along with a reply that mocked Kluger and brought ridicule and criticism against Adam Kugler and his agency. According to Crouse, Kluger emailed him once again to claim it had been an automated email, and later requested that Crouse remove the post and comments criticizing himself and his agency, threatening a $150,000 lawsuit against Crouse for defamation.

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Kluger Agency is known for advertising brands like Abercrombie & Fitch, Mercedes-Benz, and Nike by inserting the brand names in the songs of popular artists like Mariah Carey, Black Eyed Peas, Fall Out Boy, Pink, Lady GaGa and Ludacris. Kluger, founded in 2006, represents over 170 corporations and focuses on well-known record labels.

Kluger and his PR team have come forward defending the advertising techniques, stating that they do not have songs made just for the products in question and do not infringe on artistic integrity. “Now, we don’t want an artist to write a song specifically to promote a brand, we just feel that if it’s a product that’s admired by the artist and fits his/her image, we now have the capability of leveling out the playing field and making things financially beneficial for all parties involved,” he was quoted saying to Wired.

However, the agency’s website shows video examples of its product placement, with brand images and names often being repeated, pointed at, praised, or being the basis of the song. The website also advertises that “a successful ‘brand-dropping’ campaign will imprint [the] brand name and product into your market’s subconscious”.

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National Museum of Scotland reopens after three-year redevelopment
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National Museum of Scotland reopens after three-year redevelopment

Friday, July 29, 2011

Today sees the reopening of the National Museum of Scotland following a three-year renovation costing £47.4 million (US$ 77.3 million). Edinburgh’s Chambers Street was closed to traffic for the morning, with the 10am reopening by eleven-year-old Bryony Hare, who took her first steps in the museum, and won a competition organised by the local Evening News paper to be a VIP guest at the event. Prior to the opening, Wikinews toured the renovated museum, viewing the new galleries, and some of the 8,000 objects inside.

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Dressed in Victorian attire, Scottish broadcaster Grant Stott acted as master of ceremonies over festivities starting shortly after 9am. The packed street cheered an animatronic Tyrannosaurus Rex created by Millenium FX; onlookers were entertained with a twenty-minute performance by the Mugenkyo Taiko Drummers on the steps of the museum; then, following Bryony Hare knocking three times on the original doors to ask that the museum be opened, the ceremony was heralded with a specially composed fanfare – played on a replica of the museum’s 2,000-year-old carnyx Celtic war-horn. During the fanfare, two abseilers unfurled white pennons down either side of the original entrance.

The completion of the opening to the public was marked with Chinese firecrackers, and fireworks, being set off on the museum roof. As the public crowded into the museum, the Mugenkyo Taiko Drummers resumed their performance; a street theatre group mingled with the large crowd, and the animatronic Tyrannosaurus Rex entertained the thinning crowd of onlookers in the centre of the street.

On Wednesday, the museum welcomed the world’s press for an in depth preview of the new visitor experience. Wikinews was represented by Brian McNeil, who is also Wikimedia UK’s interim liaison with Museum Galleries Scotland.

The new pavement-level Entrance Hall saw journalists mingle with curators. The director, Gordon Rintoul, introduced presentations by Gareth Hoskins and Ralph Applebaum, respective heads of the Architects and Building Design Team; and, the designers responsible for the rejuvenation of the museum.

Describing himself as a “local lad”, Hoskins reminisced about his grandfather regularly bringing him to the museum, and pushing all the buttons on the numerous interactive exhibits throughout the museum. Describing the nearly 150-year-old museum as having become “a little tired”, and a place “only visited on a rainy day”, he commented that many international visitors to Edinburgh did not realise that the building was a public space; explaining the focus was to improve access to the museum – hence the opening of street-level access – and, to “transform the complex”, focus on “opening up the building”, and “creating a number of new spaces […] that would improve facilities and really make this an experience for 21st century museum visitors”.

Hoskins explained that a “rabbit warren” of storage spaces were cleared out to provide street-level access to the museum; the floor in this “crypt-like” space being lowered by 1.5 metres to achieve this goal. Then Hoskins handed over to Applebaum, who expressed his delight to be present at the reopening.

Applebaum commented that one of his first encounters with the museum was seeing “struggling young mothers with two kids in strollers making their way up the steps”, expressing his pleasure at this being made a thing of the past. Applebaum explained that the Victorian age saw the opening of museums for public access, with the National Museum’s earlier incarnation being the “College Museum” – a “first window into this museum’s collection”.

Have you any photos of the museum, or its exhibits?

The museum itself is physically connected to the University of Edinburgh’s old college via a bridge which allowed students to move between the two buildings.

Applebaum explained that the museum will, now redeveloped, be used as a social space, with gatherings held in the Grand Gallery, “turning the museum into a social convening space mixed with knowledge”. Continuing, he praised the collections, saying they are “cultural assets [… Scotland is] turning those into real cultural capital”, and the museum is, and museums in general are, providing a sense of “social pride”.

McNeil joined the yellow group on a guided tour round the museum with one of the staff. Climbing the stairs at the rear of the Entrance Hall, the foot of the Window on the World exhibit, the group gained a first chance to see the restored Grand Gallery. This space is flooded with light from the glass ceiling three floors above, supported by 40 cast-iron columns. As may disappoint some visitors, the fish ponds have been removed; these were not an original feature, but originally installed in the 1960s – supposedly to humidify the museum; and failing in this regard. But, several curators joked that they attracted attention as “the only thing that moved” in the museum.

The museum’s original architect was Captain Francis Fowke, also responsible for the design of London’s Royal Albert Hall; his design for the then-Industrial Museum apparently inspired by Joseph Paxton’s Crystal Palace.

The group moved from the Grand Gallery into the Discoveries Gallery to the south side of the museum. The old red staircase is gone, and the Millennium Clock stands to the right of a newly-installed escalator, giving easier access to the upper galleries than the original staircases at each end of the Grand Gallery. Two glass elevators have also been installed, flanking the opening into the Discoveries Gallery and, providing disabled access from top-to-bottom of the museum.

The National Museum of Scotland’s origins can be traced back to 1780 when the 11th Earl of Buchan, David Stuart Erskine, formed the Society of Antiquaries of Scotland; the Society being tasked with the collection and preservation of archaeological artefacts for Scotland. In 1858, control of this was passed to the government of the day and the National Museum of Antiquities of Scotland came into being. Items in the collection at that time were housed at various locations around the city.

On Wednesday, October 28, 1861, during a royal visit to Edinburgh by Queen Victoria, Prince-Consort Albert laid the foundation-stone for what was then intended to be the Industrial Museum. Nearly five years later, it was the second son of Victoria and Albert, Prince Alfred, the then-Duke of Edinburgh, who opened the building which was then known as the Scottish Museum of Science and Art. A full-page feature, published in the following Monday’s issue of The Scotsman covered the history leading up to the opening of the museum, those who had championed its establishment, the building of the collection which it was to house, and Edinburgh University’s donation of their Natural History collection to augment the exhibits put on public display.

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Selection of views of the Grand Gallery Image: Brian McNeil.

Selection of views of the Grand Gallery Image: Brian McNeil.

Selection of views of the Grand Gallery Image: Brian McNeil.

Closed for a little over three years, today’s reopening of the museum is seen as the “centrepiece” of National Museums Scotland’s fifteen-year plan to dramatically improve accessibility and better present their collections. Sir Andrew Grossard, chair of the Board of Trustees, said: “The reopening of the National Museum of Scotland, on time and within budget is a tremendous achievement […] Our collections tell great stories about the world, how Scots saw that world, and the disproportionate impact they had upon it. The intellectual and collecting impact of the Scottish diaspora has been profound. It is an inspiring story which has captured the imagination of our many supporters who have helped us achieve our aspirations and to whom we are profoundly grateful.

The extensive work, carried out with a view to expand publicly accessible space and display more of the museums collections, carried a £47.4 million pricetag. This was jointly funded with £16 million from the Scottish Government, and £17.8 million from the Heritage Lottery Fund. Further funds towards the work came from private sources and totalled £13.6 million. Subsequent development, as part of the longer-term £70 million “Masterplan”, is expected to be completed by 2020 and see an additional eleven galleries opened.

The funding by the Scottish Government can be seen as a ‘canny‘ investment; a report commissioned by National Museums Scotland, and produced by consultancy firm Biggar Economics, suggest the work carried out could be worth £58.1 million per year, compared with an estimated value to the economy of £48.8 prior to the 2008 closure. Visitor figures are expected to rise by over 20%; use of function facilities are predicted to increase, alongside other increases in local hospitality-sector spending.

Proudly commenting on the Scottish Government’s involvement Fiona Hyslop, Cabinet Secretary for Culture and External Affairs, described the reopening as, “one of the nation’s cultural highlights of 2011” and says the rejuvenated museum is, “[a] must-see attraction for local and international visitors alike“. Continuing to extol the museum’s virtues, Hyslop states that it “promotes the best of Scotland and our contributions to the world.

So-far, the work carried out is estimated to have increased the public space within the museum complex by 50%. Street-level storage rooms, never before seen by the public, have been transformed into new exhibit space, and pavement-level access to the buildings provided which include a new set of visitor facilities. Architectural firm Gareth Hoskins have retained the original Grand Gallery – now the first floor of the museum – described as a “birdcage” structure and originally inspired by The Crystal Palace built in Hyde Park, London for the 1851 Great Exhibition.

The centrepiece in the Grand Gallery is the “Window on the World” exhibit, which stands around 20 metres tall and is currently one of the largest installations in any UK museum. This showcases numerous items from the museum’s collections, rising through four storeys in the centre of the museum. Alexander Hayward, the museums Keeper of Science and Technology, challenged attending journalists to imagine installing “teapots at thirty feet”.

The redeveloped museum includes the opening of sixteen brand new galleries. Housed within, are over 8,000 objects, only 20% of which have been previously seen.

  • Ground floor
  • First floor
  • Second floor
  • Top floor

The Window on the World rises through the four floors of the museum and contains over 800 objects. This includes a gyrocopter from the 1930s, the world’s largest scrimshaw – made from the jaws of a sperm whale which the University of Edinburgh requested for their collection, a number of Buddha figures, spearheads, antique tools, an old gramophone and record, a selection of old local signage, and a girder from the doomed Tay Bridge.

The arrangement of galleries around the Grand Gallery’s “birdcage” structure is organised into themes across multiple floors. The World Cultures Galleries allow visitors to explore the culture of the entire planet; Living Lands explains the ways in which our natural environment influences the way we live our lives, and the beliefs that grow out of the places we live – from the Arctic cold of North America to Australia’s deserts.

The adjacent Patterns of Life gallery shows objects ranging from the everyday, to the unusual from all over the world. The functions different objects serve at different periods in peoples’ lives are explored, and complement the contents of the Living Lands gallery.

Performance & Lives houses musical instruments from around the world, alongside masks and costumes; both rooted in long-established traditions and rituals, this displayed alongside contemporary items showing the interpretation of tradition by contemporary artists and instrument-creators.

The museum proudly bills the Facing the Sea gallery as the only one in the UK which is specifically based on the cultures of the South Pacific. It explores the rich diversity of the communities in the region, how the sea shapes the islanders’ lives – describing how their lives are shaped as much by the sea as the land.

Both the Facing the Sea and Performance & Lives galleries are on the second floor, next to the new exhibition shop and foyer which leads to one of the new exhibition galleries, expected to house the visiting Amazing Mummies exhibit in February, coming from Leiden in the Netherlands.

The Inspired by Nature, Artistic Legacies, and Traditions in Sculpture galleries take up most of the east side of the upper floor of the museum. The latter of these shows the sculptors from diverse cultures have, through history, explored the possibilities in expressing oneself using metal, wood, or stone. The Inspired by Nature gallery shows how many artists, including contemporary ones, draw their influence from the world around us – often commenting on our own human impact on that natural world.

Contrastingly, the Artistic Legacies gallery compares more traditional art and the work of modern artists. The displayed exhibits attempt to show how people, in creating specific art objects, attempt to illustrate the human spirit, the cultures they are familiar with, and the imaginative input of the objects’ creators.

The easternmost side of the museum, adjacent to Edinburgh University’s Old College, will bring back memories for many regular visitors to the museum; but, with an extensive array of new items. The museum’s dedicated taxidermy staff have produced a wide variety of fresh examples from the natural world.

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At ground level, the Animal World and Wildlife Panorama’s most imposing exhibit is probably the lifesize reproduction of a Tyrannosaurus Rex skeleton. This rubs shoulders with other examples from around the world, including one of a pair of elephants. The on-display elephant could not be removed whilst renovation work was underway, and lurked in a corner of the gallery as work went on around it.

Above, in the Animal Senses gallery, are examples of how we experience the world through our senses, and contrasting examples of wildly differing senses, or extremes of such, present in the natural world. This gallery also has giant screens, suspended in the free space, which show footage ranging from the most tranquil and peaceful life in the sea to the tooth-and-claw bloody savagery of nature.

The Survival gallery gives visitors a look into the ever-ongoing nature of evolution; the causes of some species dying out while others thrive, and the ability of any species to adapt as a method of avoiding extinction.

Earth in Space puts our place in the universe in perspective. Housing Europe’s oldest surviving Astrolabe, dating from the eleventh century, this gallery gives an opportunity to see the technology invented to allow us to look into the big questions about what lies beyond Earth, and probe the origins of the universe and life.

In contrast, the Restless Earth gallery shows examples of the rocks and minerals formed through geological processes here on earth. The continual processes of the planet are explored alongside their impact on human life. An impressive collection of geological specimens are complemented with educational multimedia presentations.

Beyond working on new galleries, and the main redevelopment, the transformation team have revamped galleries that will be familiar to regular past visitors to the museum.

Formerly known as the Ivy Wu Gallery of East Asian Art, the Looking East gallery showcases National Museums Scotland’s extensive collection of Korean, Chinese, and Japanese material. The gallery’s creation was originally sponsored by Sir Gordon Wu, and named after his wife Ivy. It contains items from the last dynasty, the Manchu, and examples of traditional ceramic work. Japan is represented through artefacts from ordinary people’s lives, expositions on the role of the Samurai, and early trade with the West. Korean objects also show the country’s ceramic work, clothing, and traditional accessories used, and worn, by the indigenous people.

The Ancient Egypt gallery has always been a favourite of visitors to the museum. A great many of the exhibits in this space were returned to Scotland from late 19th century excavations; and, are arranged to take visitors through the rituals, and objects associated with, life, death, and the afterlife, as viewed from an Egyptian perspective.

The Art and Industry and European Styles galleries, respectively, show how designs are arrived at and turned into manufactured objects, and the evolution of European style – financed and sponsored by a wide range of artists and patrons. A large number of the objects on display, often purchased or commissioned, by Scots, are now on display for the first time ever.

Shaping our World encourages visitors to take a fresh look at technological objects developed over the last 200 years, many of which are so integrated into our lives that they are taken for granted. Radio, transportation, and modern medicines are covered, with a retrospective on the people who developed many of the items we rely on daily.

What was known as the Museum of Scotland, a modern addition to the classical Victorian-era museum, is now known as the Scottish Galleries following the renovation of the main building.

This dedicated newer wing to the now-integrated National Museum of Scotland covers the history of Scotland from a time before there were people living in the country. The geological timescale is covered in the Beginnings gallery, showing continents arranging themselves into what people today see as familiar outlines on modern-day maps.

Just next door, the history of the earliest occupants of Scotland are on display; hunters and gatherers from around 4,000 B.C give way to farmers in the Early People exhibits.

The Kingdom of the Scots follows Scotland becoming a recognisable nation, and a kingdom ruled over by the Stewart dynasty. Moving closer to modern-times, the Scotland Transformed gallery looks at the country’s history post-union in 1707.

Industry and Empire showcases Scotland’s significant place in the world as a source of heavy engineering work in the form of rail engineering and shipbuilding – key components in the building of the British Empire. Naturally, whisky was another globally-recognised export introduced to the world during empire-building.

Lastly, Scotland: A Changing Nation collects less-tangible items, including personal accounts, from the country’s journey through the 20th century; the social history of Scots, and progress towards being a multicultural nation, is explored through heavy use of multimedia exhibits.

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How Does Expert Consultation Help Achieving Iso Certification

Whether it is about assuring quality management or environmental impact management, an ISO certification is the best tool for businesses. Being issued by a top-level international organization (ISO), each of the ISO standards defines regulatory requirements for organizations which will help them to validate their management systems. However, how to achieve ISO certification smoothly in a professional way is big pain point to organization owners. They usually know about the intricacies of certification, the rules and steps to follow, but often they stumble at certain steps and lack the expertise to proceed with document control and other formal procedures of certification.

For these reasons, businesses require professional assistance or consultancy from dedicated certification experts. Besides guiding them at every step of certification, they can also help management to take responsibility to ensure their system maintains ISO compliancy consistently.

Choosing a reliable consulting services team can be challenging! Finding the one which will provide you with tailored services as well as meet your budget needs is essential. Here is a quick explanation of how choosing a trusted, expert ISO consulting team will help you in your ISO certification.

Get Experienced Professionals

A team of ISO consultants or agency usually has experience of over a decade, so you can be sure that they have adequate knowledge of every ISO standard, and the formulating and implementing of integrated management systems in business. They have vast experiences in widespread certifications. For instance, medical device manufacturers need an ISO 13485 certification for quality management, whereas an aerospace manufacturer will need AS9100 certification. Thus, besides having a thorough knowledge of general standards like ISO 9001, ISO 14001, ISO 45001 or ISO 27001, the consultants have expertise in other industry-specific standards.

Time Proficiency

Even if an organization has some officials with certification knowledge, they might be busy and not available for the job. Taking time out after completing their assigned tasks is difficult for them, so relying on them to get a certification will take more valuable time from an organization. On the other hand, hiring professionals will potentially get it certified even before a decided timeframe because of their specialization in every certification backed with in-depth knowledge, tools and resources. They will pass off certain knowledge to concerned officials in the organization so that they can maintain the certification clauses in the long run.

Customized Services

One of the essential reasons to hire an ISO consultancy agency for getting certified is to avail the services or assistance that are specifically needed for the process. For instance, an organization might have an experienced quality management team who have designed and integrated a feasible QMS (quality management system). However, they do not know how to get it ready for ISO certification, so they can hire professional auditors for readiness review or assessment to make their QMS eligible for certification. Similarly, if an organization just wants to make its existing QMS compliant with the latest ISO 9001 requirements to renew its certification, it can hire internal compliance auditors from the agency. Thus, a professional agency with customized services can cater to different certification needs of a business.

Cost Advantages

Definitely, hiring a third-party of agency for certification consultancy will cost you. But if a business compares the costs with productive hours sacrificed by its own officials to delve in certification process, the costs will be relatively lower. Besides, a business will still need some professionals’ assistance in implementation, auditing or other difficult steps. It adds to their costs of certification. In contrast to this, getting a team of professionals with some fixed hiring costs who will take full responsibility of certification process, from start to ongoing maintenance, can be highly cost-effective.

Acquiring Long-term Benefits

Hiring consultants can not only help a business to get certification faster but can also provide them with long-term advantages. A business may need a certain ISO certification like ISO 9001 as a prerequisite to grow or improve its quality objectives. With consultants at their side, they will be able to integrate other standards such as ISO 14001 for environmental management system or ISO 27001 for information security management system. A professional consulting agency will focus on every way to add value to the certifications achieved by their clients. Thus, businesses are more able to improve their management system and compliance performance over time.

If you do not know how to achieve ISO certification, then outsourcing consultants is an effective option. While the consultants will be totally take on all tasks of getting your management system certified, they will also educate or communicate to your officials about necessary practices that will further improve your system. Thus, getting services of professional consultants is always a win-win for a business that need ISO recognition.

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Norfolk youths banned from buying eggs and ketchup
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Norfolk youths banned from buying eggs and ketchup

Wednesday, April 9, 2008

Youths in the Norfolk town of Caister-on-Sea, near Great Yarmouth, England, have been banned from purchasing “squirty bottles” of ketchup, and eggs after a number of complaints from residents in the area. The move, which is backed by the Norfolk Police, is aimed at reducing the number of anti-social incidents occurring in the area. Sergeant Andy Brown, of the Norfolk Police, has said that no further complaints have been received since the ban came into force.

I know it sounds a bit daft, but it has made a difference because we’ve had no more reported incidents since the supermarkets came on board.

While squirting ketchup itself is not a criminal offence, the damage that it can cause, such as removing paint from cars or houses, is often enough to bring charges of criminal damage. Sgt Brown said that there were “about a dozen complaints from residents, some of them elderly, about people squirting ketchup over doors, windows and vehicles.” Martin Bailie, a spokesperson for Lidl supermarkets, has defended his staff’s actions, saying “the stores’ staff were [already] challenging youngsters who were trying to bulk buy these things. It wasn’t that we haven’t been selling eggs and ketchup to youths, but have been careful about who we have sold them to, and we are glad it has been making a difference.”

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